Pfandbriefzentrale and the banks connected to it are subject to supervision by the Swiss Financial Market Supervisory Authority (FINMA).

The auditors for the cantonal banks and the Pfandbriefzentrale monitor compliance with legal and regulatory provisions annually and report directly to FINMA. The Swiss Federal Council approves the Articles of Association and Valuation Rules for the Pfandbrief institutions based on the provisions of the Pfandbrief Act. The Federal Council is responsible for electing a member to the Boards of Directors of the Pfandbrief institutions.